I'm Simon Bull. I've worked since I was at school — paper rounds, hotels, leisure centres, twenty-four years in the prison service, and now driving trains. Good jobs, with pensions most people would be glad to have. This is the story of what I've been doing on the side, and why.
A few honest minutes on why a good pension still left me wondering if I'd need more — and what I've tried since.
A real timeline, not a sales funnel — the order is the point.
Paper rounds & milk rounds before & after school, hotels, leisure centres — always working, from school onward.
Most of it on the landings, later teaching PE in the gym.
Another solid job, another defined benefit pension.
Good pensions — but wondering if I'd want more for retirement, and exploring how to get there.
I've got two defined benefit pensions, from the prison service and the railway. That's more than a lot of people get, and I'm genuinely grateful for it. But I've always worried it might not be quite enough for the retirement I want — one where I can spend proper time with my family and do the things I actually want to do.
I've always liked technology, so over the years I tried a fair few ways of earning online. I'll be honest — most of them didn't work. I spent money on courses that went nowhere and made nothing back. What I'm doing now, with AI finance, is the first thing that's actually made steady progress for me.
I'm not a salesperson, and I don't want to convince you of anything. I just want to show you my journey — where I started, what I got wrong, and how it's going — so you can look at it and decide for yourself if it's something worth exploring.
Not numbers or promises — just what I've actually experienced along the way.
A good pension isn't the same as feeling secure. That gap is what got me looking.
I wasted time and money on courses and "opportunities" that led nowhere. If something feels salesy, that's usually the answer.
No promises, no big claims — just something that's working for me so far, a couple of years out from where I want to be..
Learn the basics before making any decision.
Start with the video and my story so you understand where I'm coming from.
Join the free community to follow along and ask anything, sensibly.
Email me if you want more detail. No pressure either way.
Pick whichever fits how you like to follow along — none of it requires a decision today.
Where the community share updates and discuss what I'm learning.
Stay close to announcements and conversations.
Questions, or want a steer in the right direction — just ask.
Posts and videos documenting how it's going, as it happens.
If it feels right for you, watch the video and follow along. I'd rather you saw how it's actually gone for me than take anyone's word for it — mine included.